Medicare Faqs

Do People Have to Join a Medicare Prescription Drug Plan (Part D)?
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No, signing up for Part D is optional, but to have Medicare help with prescription drug costs, people must join a plan that offers Medicare prescription drug coverage. A variety of plans exist that fit different levels of need. If people do not enroll, and they get sick during the year and need costly drugs, they will not get assistance until the next year when the new eligibility period begins for Part D plans. If participants do not sign up during Medicare’s Initial Enrollment period, they will face a lifetime penalty, resulting in a higher premium.


RELATED FAQs

When Did the Medicare Prescription Drug Plan (Part D) Take Effect? 

What Is the “Donut Hole?” 

Does the Affordable Care Act (ACA) Provide Help with Drug Bills Under Medicare? 

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