Part A is hospital insurance that covers inpatient care in hospitals, semiprivate rooms, meals and medications. It also covers semiprivate rooms, meals, skilled nursing care and rehabilitation care in skilled nursing facilities, after an inpatient hospital stay of at least three days. Part A covers hospice care after a doctor certifies that someone has a fatal illness with a life expectancy of six months or less. It also pays for home health care if certified by a physician as being medically necessary.
Part A also helps pay for many services if they are deemed medically necessary based on Medicare requirements. These services can include chemotherapy, blood transfusions and kidney dialysis.
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Do Participants Need Both Parts A and Part B?