Posted May 15, 2012 3:59 EST
Fact/Fiction: Medicare Is Inefficient and Costly Compared to Private Insurers
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In general, Medicare’s efficiency and cost controls compare favorably with the private insurance industry. In fact, throughout the program’s history, per-person spending on Medicare has remained equal to or lower than the cost of private health insurance premiums.
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Posted May 15, 2012 3:35 EST
Fact/Fiction: Medicare Advantage Is More Expensive Than Medicare For The American Taxpayer. It Does Not Offer Any Advantages To Those Who Are Enrolled
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About 25 percent of people in the Medicare system are enrolled in Medicare Advantage Plans (Part C). While people in traditional Medicare (Medicare Hospital Insurance (Part A) and Medicare Medical Insurance (Part B)) can use any doctor or hospital, those in Part C plans stay within their plan’s network of doctors and hospitals. In return, they get benefits that are not available in traditional Medicare.
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Posted May 15, 2012 3:19 EST
Fact/Fiction: Medicare Benefits Are Too Generous
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The benefit value of Medicare in 2007, including Medicare Prescription Drug Plans (Part D), was lower than the typical large employer standard benefit option. There is evidence of this in the fact that Medicare beneficiaries often chose to supplement their plan with Medicare Supplement Insurance (Medigap), a former employer’s insurance policy or, in the case of low-income beneficiaries, Medicaid.
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